Changed Approval is a free credit repair service that offers a simple and convenient process to improve your credit. Here's how it works:
1. Get Started: Register and authorize Changed Approval to access your credit information. The enrollment process is fully online, eliminating sales calls.
2. Credit Report: Follow the instructions provided by Changed Approval to obtain a copy of your credit report and connect it to their system for analysis.
3. Select Items & Send Letters: Identify inaccurate items on your credit report and download dispute letters provided by Changed Approval to send them to the credit bureaus.
4. Sit Back & Relax: The credit bureaus will conduct an investigation into the items you challenged upon receiving your letters.
5. Results: Within approximately 30 days, you should receive results from the investigation. If there are still errors on your credit report, you can log back in to review the next steps for getting them corrected.
6. Repeat: If needed, you can apply more pressure with advanced disputing methods to address persistent errors on your credit report.
7. Build & Optimize Credit: Throughout the process, Changed Approval offers credit-building products like loans and credit cards that can help expand your credit profile and achieve your financial goals.
Changed Approval believes that everyone deserves an accurate credit report and aims to assist individuals in their journey towards better financial health.