Bay State Merchant Services is a second-generation, family-owned and operated full-service merchant services provider. The company has been a leader in the bankcard industry since 1996 and offers competitive credit card processing rates, extensive Point of Sale (POS) technology, and local customer service. They strive to exceed expectations in education, compliance, and service, building trusting relationships with their customers. Bay State Merchant Services is committed to helping business owners focus on growing their businesses by providing payment solutions. They offer fixed, competitive processing rates, personal account representatives with 24/7 support, no application or setup fees, quick approval and setup, full disclosure of all fees and terms, objective analysis of current rates or competitor quotes, low prices for processing equipment, no programming or reprogramming fees, and free POS equipment for new clients. The company also has a dedicated leadership team that ensures smooth operations and customer satisfaction.