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Applied Underwriters is a global risk services firm that specializes in helping businesses, governments, and individuals manage uncertainty. With a fresh and smart approach to insurance, reinsurance, and business services, Applied Underwriters guides its clients through global financial risks. The company prides itself on solving real-world problems by identifying opportunities where others see limitations. With a talented team and deep analysis, Applied Underwriters aims to deconstruct emerging risks. Rated 'A-' (Excellent) by AM Best, Applied Underwriters offers insurance plans protected by U.S. Patent No. 7,908,157.